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FinovateEurope Conference Helps Drive Seamless Financial Activity Across Continental Borders
February 17, 2021

FinovateEurope Conference Helps Drive Seamless Financial Activity Across Continental Borders

  • FinovateEurope will launch its three-day fintech innovation conference online beginning March 23, with some additional on-demand activity taking place before and after the event
  • The conference will feature educational opportunities and a variety of forums for networking among attendees building cross-border continental markets with the aid of technological advances
  • Cross-border commuting has become a growing driver of economic activity during the last generation as more than two dozen nations work to create a generally seamless market system under the European Union
  • FinovateEurope features more than 50 expert speakers and over 25 product demos, as well as over a thousand senior decision makers from fintech-related businesses in attendance

The rise of the European Union’s (“EU”) single market system transcending the international borders of more than two dozen countries during the last generation has been a work in progress as residents and governments have attempted to ensure a standardized system of laws that apply in all member states to facilitate “the free movement of people, goods, services and capital” within the internal market (

The FinovateEurope conference series, which will resume in March, showcases fintech innovators’ and bedrock business operators’ efforts to build border-free monetary resources within the continent’s unique infrastructure. Finovate’s researchers and organizers have been operating educational, networking-focused gatherings for more than a decade in select locations around the world, and Europe’s diverse cultures and climes provide key access to Western economies.

The EU’s cross-border commuters are gaining a particular identity as a growing number of people live in one country but work in another, managing the challenges of coordinating healthcare, unemployment, retirement and other family benefits between differing political entities as well as their tax expectations.

But the EU’s administrative authority recognizes that working under financial jurisdictions in differing countries has not always been a seamless process. It’s Your Europe advisory page provides the example of one woman who lived in the Netherlands and worked in Germany for 10 years with a German private pension and obtained a savings-pension bonus from the German authorities. When the woman retired, German authorities asked her to pay back all savings-pension bonuses she had received during the decade because of tax regulations, while she was simultaneously becoming liable for taxes in the Netherlands where she resided. The courts ultimately resolved the matter in her favor in recognition of her cross-border commuter status (

FinovateEurope’s attendance slate of senior decision makers and world-level banks include a number of representatives versed in the realities of EU economic activity, as well as innovators who are primed to generate solutions to hindrances. During the past two years, open banking regulations have come into force across Europe, though overall adoption has remained a work in progress, particularly in the area of moving credit ratings and loan applications across borders. Fintech startups are seizing opportunities to keep trade flowing.

That includes a Latvian startup that has gained attention recently as the first fintech company in Europe to offer a free application programming interface (“API”) for accessing bank account information across national boundaries and thereby improving credit access. The company, Nordigen, expects it’s just a matter of time before other companies join the trend of offering such data services without cost while mining value added sectors for their revenue streams.

“I’m pretty sure that many companies have been thinking about it and now they realize that they should do this, to avoid us being the only ones,” CEO Rolands Mesters told media outlet Sifted (

FinovateEurope features over 50 speakers delivering insights on such current continental trends, hailing from institutions such as Amsterdam Trade Bank, HSBC, Citi Ventures, Nordea, and market research company Forrester.

Following the conference, the event platform and networking platform will remain live for a week to allow participants to complete any plans for sessions they missed or colleagues they want to meet with online.

For more information and to order tickets or book a spot as a demoer or speaker, visit the event’s website at

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