• FAVO Capital is developing a digital lending platform tailored to small and medium-sized businesses, targeting gaps left by traditional banks
• Proprietary fintech tools and flexible financing solutions aim to provide capital access for businesses that are often denied by legacy lenders
• Rising demand for alternative credit sources presents a major opportunity for agile, tech-driven lenders like FAVO

With over 5.5 million new business applications filed in the U.S. last year alone, small- to medium-sized businesses (“SMBs”) are thriving, but many are finding themselves underserved by traditional financial institutions. According to recent industry insights, 6 in 10 SMBs are denied access to essential funding due to outdated underwriting processes that fail to reflect their real financial health.

This growing disconnect has paved the way for fintech innovators to step in with more inclusive, tech-enabled lending models. Among these players is FAVO Capital (OTC: FAVO), a company focused on delivering fast, flexible, and accessible capital solutions for SMBs that are often overlooked by banks.

Proprietary Technology to Modernize SMB Financing

FAVO Capital is currently developing a proprietary lending platform and mobile app designed to streamline the funding process for business owners. Once launched, this digital ecosystem will allow clients to apply for funding, track their progress, and manage repayments through a user-friendly interface.

In parallel, the company is exploring the integration of advanced analytics and alternative data sources into its credit decision-making. By evaluating factors like cash flow, vendor payment behavior, and transaction histories, FAVO aims to provide more predictive, fairer assessments of creditworthiness, especially for businesses that may not have an established credit file.

Flexible Products for Real-World Business Needs

FAVO Capital doesn’t rely on one-size-fits-all products. Instead, it structures customized capital solutions that evolve alongside its clients’ needs. Whether it’s short-term working capital or a longer-term growth initiative, the company’s financing products are designed to be adaptive, helping business owners overcome real-world financial hurdles.

This kind of lending agility is especially valuable for low-revenue or newly formed SMBs, many of which require loans of $100,000 or less, an amount most traditional banks don’t prioritize.

A Market Ready for Disruption

With SMBs representing 99.9% of all American businesses and contributing roughly 40% of U.S. GDP, the need for modern funding solutions is not only massive but urgent. As traditional credit models struggle to meet the diverse and fast-moving demands of small businesses, companies like FAVO Capital are positioned to gain traction.

By leveraging fintech tools, proprietary platforms, and a customer-first approach, FAVO Capital could play a vital role in transforming how American small businesses access the capital they need to grow, compete, and thrive.

For more information, visit the company’s website at FAVOCapital.com.

NOTE TO INVESTORS: The latest news and updates relating to FAVO are available in the company’s newsroom at https://ibn.fm/FAVO

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